Routing Number Checker
How to check Routing numbers
If you want to validate a routing number, simply enter it into the box above. We won’t view or store any bank information when you use the routing number checker tool.
What is a Routing number?
A routing number may also be called an ABA routing number, routing transit number or an RTN.
Routing numbers are unique identifiers which show the bank location where you opened your account. Routing numbers are also used to prove that banks are federal or state chartered and have a Federal Reserve account.
You’ll find you’re often asked for your routing number. That’s because your routing number is used along with your account number to identify your account and where it is held. If you’re sending or receiving a wire transfer, you’ll likely need this information. You’ll also often need it to set up or receive direct payments, order checks online, pay your taxes or pay bills.
The downside of international transfers with your bank
When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That’s because the banks still use an old system to exchange money. We recommend you use TransferWise, which is usually much cheaper. With their smart technology:
- You get a great exchange rate and a low, upfront fee every time.
- You move your money as fast as the banks, and often faster – some currencies go through in minutes.
- Your money is protected with bank-level security.
- You join over 2 million customers who transfer in 47 currencies across 70 countries.
Routing number example
Routing numbers are 9 digits long. The easiest way to find your routing number is to take a look at one of your checks. Usually you’ll find 3 seperate sets of digits there:
- The first - which is 9 digits long - is likely to be your routing number.
- The second set of numbers should be your account number - the length might vary depending on your specific bank.
- The third set of numbers will be the check number within the book.
Some banks choose to show their account and routing numbers in a different order on their checks, so do verify the numbers being used if you’re unsure.
How to find a Routing number?
If you have a routing number but want to validate it, use the routing number checker tool above.
If you need to locate your own routing number, you’ll be able to find it printed on your checks alongside your bank account number. You can also log into online banking, use a Google search, or call into a local branch to double check your details.
It’s worth noting that some banks use different routing numbers for wire transfers and international payments, compared to the routing number required if you want to order more checks or set up a direct debit payment. If you’re unsure which routing number to use, it’s worth checking with your bank directly. Getting the routing number wrong can result in transaction delays, and even extra fees if your payment goes to the wrong account.