The SWIFT code for HSBC is MRMDUS33XXX.
Please remember that HSBC uses different codes for all its various banking services. Be sure to double check with your recipient - or directly with the bank - if you're unsure which to use.Send money to United States
What is the SWIFT code for HSBC?
|SWIFT Code / BIC||MRMDUS33XXX|
|Money Transfer||Save on international fees by using Wise, which is 5x cheaper than banks.|
|Receive Money||Get paid at the real exchange rate by using Wise.|
|Bank / Institution||HSBC BANK USA, N.A.|
|Branch Name||5TH AVENUE|
|Address||452 FIFTH AVENUE|
The downside of international transfers with your bank
When you send or receive money using your bank, you might lose out on a bad exchange rate and pay hidden fees as a result. That's because the banks still use an old system to exchange money. We recommend you use Wise (formerly TransferWise), which is usually much cheaper. With their smart technology:
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HSBC SWIFT Codes - FAQs
What is a SWIFT Code?
A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.
SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office. SWIFT codes are formatted as follows:
AAAA BB CC DDD
- First 4 characters - bank code (only letters)
- Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
- Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
- Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)
How do I find my SWIFT code?
You'll be able to find the SWIFT code for your bank by logging into online banking, or checking an account statement. SWIFT codes are also usually available on bank websites.
To make life even easier, you can use our SWIFT code search tool, and browse by bank name and location to find the details you need. Or, if you have a SWIFT code which you want to verify, you can also use our handy SWIFT code checker to make sure you have accurate information for your transfer.
Is the SWIFT/BIC code the same for all branches?
Many banks use the same SWIFT code for all of their branches. However, some banks may use different SWIFT codes for different branches, or depending on the type of transaction you're making.
Using an incorrect code for your payment may mean it's delayed, returned, or sent to the wrong place entirely. Check the SWIFT code you have using our SWIFT code finder, to make sure your payment goes through smoothly.
Do I need a HSBC SWIFT code for international transfers?
You'll usually need a SWIFT code when you're sending an international payment. Ask your recipient to give you their SWIFT code when they provide their bank account details. Or, if you're not sure of the code you need, use our SWIFT code tools to find and check the information required.
How to transfer money using a SWIFT code?
You can make an international transfer through your regular bank or a specialist provider. If you choose to send money through your bank you may be able to set up your payment online or by phone. Or you can call into a branch to make arrangements - although this is sometimes more expensive than making a payment through online banking.
Using a specialist in international payments can be a cheaper and easier way to send money to United States. You'll be able to send money online and have it delivered directly to your recipient's bank account. Compare a few providers to find the best fee and exchange rate, and then simply select 'send money' to get started.