Swift Codes or BIC Codes for all the Banks in the world. You can find it here!
A B C D – E F – G H – I J – L M N O – R S T U – Z IBAN

Swift Code is a standard format of Bank Identifier Codes (BIC) and it is unique identification code for a particular bank. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also used the codes for exchanging other messages between them.

The Swift code consists of 8 or 11 characters. When 8-digits code is given, it refers to the primary office. The code formatted as below;

AAAA BB CC DDD

  • First 4 characters - bank code (only letters)
  • Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
  • Next 2 characters - location code (letters and digits) (passive participant will have "1" in the second character)
  • Last 3 characters - branch code, optional ('XXX' for primary office) (letters and digits)

The downside of international transfers with SWIFT

Banks use SWIFT for international transfers, but it's not the most efficient or cost-effective solution. When you receive or send a wire transfer internationally with your bank, you might get a bad exchange rate, and pay high hidden fees as a result. We recommend using TransferWise to get a great rate and low, transparent fee every time. Because of their innovative solution, TransferWise can be cheaper and faster than the bank, and just as safe.

Currently, there are over 40,000 “live” Swift codes. The "live" codes are for the partners who are actively connected to the Swift network. On top of that, there are more than 50,000 additional codes, which are used for manual transactions. These additional codes are for the passive participants.

The registrations of Swift Codes are handled by Society for Worldwide Interbank Financial Telecommunication (“SWIFT”) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademarks of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium.

Ghana Bank Swift Codes - Page 2

Ghana Below are the SWIFT codes for all banks in Ghana. These SWIFT codes are only the active participants who are connected to SWIFT network. The passive participant’s codes are excluded from the list.


ID Bank or Institution City Branch Swift Code
51 STANDARD CHARTERED BANK GHANA LIMITED TEMA SCBLGHACTMA
52 THE BEIGE BANK LIMITED ACCRA TBGBGHAC
53 THE ROYAL BANK ACCRA TRBGGHAC
54 UNIBANK GHANA LIMITED ACCRA UBGHGHAC
55 UNITED BANK FOR AFRICA (GHANA) LTD ACCRA STBGGHAC
56 UNIVERSAL MERCHANT BANK LIMITED ACCRA MBGHGHAC
57 UNIVERSAL MERCHANT BANK LIMITED KUMASI MBGHGHACKSI
58 UNIVERSAL MERCHANT BANK LIMITED TAKORADI MBGHGHACTDI
59 UNIVERSAL MERCHANT BANK LIMITED TEMA MBGHGHACTMA
60 UT BANK LTD ACCRA UTBKGHAC
61 VOLTA RIVER AUTHORITY ACCRA VRATGHAC
62 ZENITH BANK (GHANA) LIMITED ACCRA ZEBLGHAC