SWIFT/BIC Codes for Banks in Ghana

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Below are the SWIFT codes for all banks in Ghana. Only active SWIFT codes are shown. All passive (i.e. inactive) codes are excluded from the list.

ID	Bank or Institution	City	Swift Code
51	UNITED BANK FOR AFRICA (GHANA) LTD	ACCRA	STBGGHAC
52	UNIVERSAL MERCHANT BANK LIMITED	ACCRA	MBGHGHAC
53	UNIVERSAL MERCHANT BANK LIMITED	KUMASI	MBGHGHACKSI
54	UNIVERSAL MERCHANT BANK LIMITED	TAKORADI	MBGHGHACTDI
55	UNIVERSAL MERCHANT BANK LIMITED	TEMA	MBGHGHACTMA
56	ZENITH BANK (GHANA) LIMITED	ACCRA	ZEBLGHAC

What is a SWIFT Code?

A SWIFT Code is a standard format of Bank Identifier Code (BIC) used to specify a particular bank or branch. These codes are used when transferring money between banks, particularly for international wire transfers. Banks also use these codes for exchanging messages between them.

SWIFT codes comprise of 8 or 11 characters. All 11 digit codes refer to specific branches, while 8 digit codes (or those ending in 'XXX') refer to the head or primary office. SWIFT codes are formatted as follows:

AAAA BB CC DDD

First 4 characters - bank code (only letters)
Next 2 characters - ISO 3166-1 alpha-2 country code (only letters)
Next 2 characters - location code, passive participant will have "1" in the second character (letters and digits)
Last 3 characters - branch code, optional - 'XXX' for primary office (letters and digits)

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The registrations of SWIFT codes are handled by Society for Worldwide Interbank Financial Telecommunication (SWIFT) and their headquarters is located in La Hulpe, Belgium. SWIFT is the registered trademark of S.W.I.F.T. SCRL with a registered address at Avenue Adèle 1, B-1310 La Hulpe, Belgium.

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Find Ghana Bank SWIFT Codes

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What is a SWIFT Code?